Ridgewood, NJ, April 11th, 2008--- Executive changes at CCB

James Atieh has been named the new President and Chief Executive Officer of Citizens Community Bank in Ridgewood, NJ. Mr. Atieh is the former CFO and Sr. V.P. of the bank.

Mr. Atieh has a distinguished history in the banking industry, with extensive experience in community banking, as well as special expertise in improving bank performance. He holds an MBA from Fairleigh Dickinson University, and has been a much-sought-after banking executive throughout his career.

Prior to his appointment at Citizens Community Bank, Atieh spent two years with Interchange Capital Company, LLC in Saddle Brook, NJ, where he served as Senior Vice President and Chief Financial Officer. Before that, he was Senior Vice President and Treasurer of Franklin Bank in Nutley, NJ for three years until the bank was purchased by Interchange Capital Company.

Atieh has held high-ranking positions with several other banks, in both New Jersey and
New York, for over 15 years, and has handled many high-level responsibilities, including
asset-liability management and the formation of capital and strategic planning.

“It’s an honor, and an exciting one, to be part of the team at Citizens Community Bank,” he said. “Citizens of Ridgewood and the surrounding area couldn’t be a more pleasant group of people. I have the distinct feeling that CCB is going to be an active, growing fixture in the community for many years to come, and I’m looking forward to being a part of it.”

A long-time resident of Oakland, New Jersey, Atieh lives with his wife in the northern New Jersey town, and is an avid tennis player. The couple’s two daughters are grown and reside with their growing families. In addition to his MBA, Atieh also did his undergraduate work at Fairleigh Dickinson University in New Jersey, where he majored in business management.

Angela Pecoraro was appointed to the post of Executive Vice President and Chief Financial Officer of Citizens Community Bank (CCB) in Ridgewood, NJ, according to James Atieh, President of CCB. CCB has been serving Ridgewood and the surrounding area since 2004, and is known locally as Ridgewood’s hometown bank.

Mrs. Pecoraro has over 20 years of experience in accounting and branch operations with banks and other financial institutions, with the last ten years serving in the capacity of senior management and has a B.A. in Mathematics from William Patterson University.

Prior to this appointment, Mrs. Pecoraro served as Vice President and Comptroller of Citizens Community Bank beginning her employment here in September 2005, and has a strong operations and accounting background with seven other noteworthy NJ banks.

With diversified branch service capabilities and a senior management level of experience, Mrs. Pecoraro is looking forward to helping CCB meet the growing consumer and business needs of the greater Ridgewood area as its new Executive Vice President and Chief Financial Officer.

Robert M. Basinski has been promoted to the position of Vice President at Citizens Community Bank in Ridgewood, NJ. Bob has over 30 years of experience in operations and management in the banking industry, and was previously Assistant Vice President at CCB.